Loan Application

Complete your loan application in 6 easy steps

1
Loan Type
2
Guarantor
3
Entity
4
Property
5
Loan Details
6
Review

Loan & Deal Type Selection

Let's start by selecting your loan product type and basic deal information

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Loan Product Information

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Fix & Flip: Short-term financing for purchasing and renovating properties for resale
Bridge: Interim financing between property purchase and permanent financing
Ground-Up: Construction loans for building new properties from the ground up
DSCR: Rental property loans based on property cash flow rather than personal income
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Purchase: Buying a new property
No-Cashout: Refinancing without taking cash out
Cashout: Refinancing and taking cash out of equity
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Enter the total amount you wish to borrow. This should align with your property value and loan-to-value requirements.
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Owner Occupied: Property will be occupied by the borrower
Non-Owner Occupied: Investment property not occupied by borrower
Vacant: Property is currently empty
Tenant: Property is currently occupied by a tenant
Partially Vacant: Property has some vacant units

Guarantor Information

Provide details about the loan guarantor and their experience

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Personal Information

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Primary email address for loan correspondence and document delivery
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Financial & Experience Details

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Provide your best estimate of credit score. This affects loan rates and terms. Typical ranges: 580-619 (Fair), 620-679 (Good), 680-739 (Very Good), 740+ (Excellent)
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US Citizens typically receive the best rates. Foreign nationals may have additional requirements and different pricing
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Include any real estate investment deals: purchases, sales, refinances, or construction projects. More experience typically results in better rates
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Late payment history on mortgages in the last 12 months
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Cash reserves remaining after closing, measured in months of mortgage payments. Higher reserves indicate stronger financial position and may improve loan terms. Include all liquid assets like savings, checking, and investment accounts.

💡 Note: DISCLAIMER: All pricing shown is preliminary and subject to change. Any variation in borrower experience, credit score (FICO), reserves, mortgage payment history (including lates), foreclosures, deeds in lieu, bankruptcies, or changes to the appraised value or property details may directly impact the final terms and pricing issued at closing.

Borrowing Entity

Specify if the loan will be in an entity name (optional but helpful)

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Entity Information

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Optional: If taking the loan in an LLC or other entity name, specify here. This is helpful for tax planning and liability protection. Leave blank if taking loan personally.

💡 Note: An entity name is option now, but will be required to complete the loan application. Any partners/members with more than 20% ownership may be required to sign a personal guarantee, and/or sign a fully notarized Consent to Act.

Collateral Property Information

Tell us about the property securing the loan

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Property Location & Details

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SFR: Single Family Residence
PUD: Planned Unit Development
Multi-Family 5+: 5 or more units
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Property Condition & Strategy

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This refers to any cosmetic or structural repairs needed. Even minor updates like paint and flooring count as rehab.
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The anticipated date when you expect to close on this loan. This helps us prepare the necessary documentation and timeline.

Loan-Specific Information

Provide details specific to your selected loan type

Review & Submit

Review all information before submitting for pricing

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Application Summary

Complete the previous steps to see your application summary here.